Health Insurers "Expect at Least 20{c754d8f4a6af077a182a96e5a5e47e38ce50ff83c235579d09299c097124e52d} Growth" From 2015 Enrollment

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1. How Many People Have Enrolled So Far in Obamacare’s Second Open Enrollment? Undoubtedly I will hear that question many times in the coming weeks. The answer is that this enrollment process is so screwed up we will have no earthly idea how many new people have enrolled and how many 2014 enrollees remained on the program until at least April 2015. Let me try to illustrate. Let's say George is now enrolled in Obamacare. He is happy to have subsidized and guaranteed...
2. Wisconsin Governor Scott Walker’s Medicaid Policy––and Now His Position Not to Save Insurance Subsidies if the Supreme Court Strikes Them… Speaking to a conservative group in Wisconsin this week, presumptive presidential candidate Scott Walker said he would not move to establish a state exchange in order to preserve the Obamacare federal insurance exchange subsidies if the Supreme Court strikes them down in an expected June ruling: We're going to push back. The President of the United States––they've got to come up with a solution....
3. Republicans Would Extend Obamacare Subsidies If the Supreme Court Strikes Down State Exchange Payments––But With Lots of Conditions The Republicans should offer an unconditional subsidy extension if the Supreme Court strikes them down Wisconsin Senator Ron Johnson (R) has offered a plan to extend the Obamacare state exchange subsidies into 2017 if the Supreme Court strikes them down this summer. The Republican Senate leadership is supporting his bill. But Johnson has some pretty big conditions: Existing subsidies in the...
4. The New York Times: Has Obamacare Enrollment Stalled? Readers of this blog know that I have made a number of points about Obamacare in recent months: The number of people signing up for Obamacare is well below the level necessary to make the rates stable over the long-term––the longstanding insurance industry standard calls for getting 75{c754d8f4a6af077a182a96e5a5e47e38ce50ff83c235579d09299c097124e52d} of an eligible group in order to have enough healthy people in the pool to pay the costs of the sick people. I...
5. The Letter You Never Want to Get on Christmas Eve I was reading the December 18th issue of Inside Health Insurance Exchanges and came across an article entitled, "New Kids on the Block Come Out Swinging; Co-Ops Lower Rates for Many Health Plans." The gist of the article had to do with the success a number of Obamacare insurance co-ops have had in charging lower rates and getting lots of market share by "[underpricing] more established players...